Sunday, July 22, 2012

Rich Dad's Robert Kiyosaki: Sacred Cow of Money (7) - Invest for Long Term

Best Auto Insurance Companies - Rich Dad's Robert Kiyosaki: Sacred Cow of Money (7) - Invest for Long Term.
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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Best Auto Insurance Companies . www.singaporecashflowclub.com Sacred Cow of Money 7 Sacred Cow of Money 7 1974 - E and the S are forced to become an investor without prior financial education. Due to defined contribution pension plan, they have to contribute for their retirement and on top of that, they have to use that contribution to buy mutual fund. For mutual funds, you put 100% of your money and take up 100% of the risk. You only get 20% of the profit and 80% are using to pay off fee and expenses. You don't have control over paper assets, they are good for people that are not interested in investment. For real estate investor and entrepreneur, they have control over their asset and liability column. But for investor for paper asset such as Microsoft, the investor do not have control over the company. You can either sell or hedge. The worst is if it is a 401K, the investor has even less control because it cannot be taken out as there is a penalty for doing so. One tax benefit the investor get from paper asset is capital gain, if it put into 401K, you will lost that benefit. When the money is pulled out from 401K, it is taxed the highest ordinary income rate. Furthermore, there are insurance for real estate and insurance for car, but there is no insurance for mutual fund and the rest of the retirement funds. When people said they diversify the risk; what they mean is they diversify with different mutual fund. This is more risky because the same asset class has the same systematic problem. To reduce ...
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